Changes are here! | En Español
The limit on the amount of assets you can own and still be eligible for Medi-Cal went up on July 1, 2022.
Frequently Asked Questions:
What are assets?
Assets are things you own, which can be counted for Medi-Cal eligibility. These items include bank accounts, cash, second vehicles and homes, and other financial resources. Please see below for examples.
Do assets include monthly income?
No, assets are things you own, and do not include income, such as social security and retirement payments or monthly income.
Did the types of assets that are counted change?
No, the types of assets that count for Medi-Cal have not changed, just the limit. Please see below for examples.
Examples of Asset Types
| Countable | Not Countable |
| Bank Accounts | Retirement funds (like IRAs) if you are taking the minimum Monthly Distribution |
| Cash | Tools necessary for work |
| 2nd Vehicles | Primary Vehicle |
| 2nd Homes | Primary Home (where you live) |
What are the former asset limits?
The former limits are $2,000 for one person and $3,000 for a couple.
What are the new limits?
The new limits are $130,000 for one person and an additional $65,000 for each additional family member. Please see below for more information.
New Asset Limits as of July 1, 2022
| Household size | Asset limits |
| 1 person | $130,000 |
| 2 people | $195,000 |
| 3 people | $260,000 |
| 4 people | $325,000 |
| 5 people | $390,000 |
| 6 people | $455,000 |
| 7 people | $520,000 |
| 8 people | $585,000 |
| 9 people | $650,000 |
| 10 people | $715,000 |
Who do these new asset limits apply to?
These asset limits apply to people who have Medi-Cal or want to have Medi-Cal, and those who are aged, blind, or disabled. Please see below for a list of some of the main programs which have asset limits.
Medi-Cal Programs with Asset Limits
| Program Name | Program Description |
| Aged, Blind, and Disabled Federal Poverty level Program | For people who are over 65 years old, disabled, and/or blind. This program is free. |
| 250% Working Disabled Program | For people who are disabled and also working. |
| Long-Term Care | For people who are living in a long-term care facility. |
| Medically Needy with a Share of Cost | For people who are over 65 years old, disabled, and/or blind. This program has a monthly cost. |
| Medicare Savings Programs | For people who get Medicare. These programs help pay for Medicare costs, like copays and premiums. |
What should I do if I think this change applies to me?
You can contact your local county office to see if these changes apply to you. If you are not currently on Medi-Cal, the county can help you apply. Find your local county office.
Need help now?
For information on Medi-Cal, the below are qualified resources:
For health benefits help:
For additional Information:
Contact Us
For all other questions related to the asset limit increases, please feel free to contact DHC
Medi-Cal and MSP asset limit changes
Big changes for disability-based Medi-Cal categories with asset limits:
This applies to Medi-Cal through A&D FPL, the Working Disabled Program, and ABD–MN, as well as Medicare Savings Programs (MSPs). If you’ve been denied Medi-Cal or an MSP because you had too much in assets, try applying again.
Note: This doesn’t change SSI-linked Medi-Cal or Medi-Cal through SSI 1619(b), as they still have SSI’s $2,000 asset limit. And it doesn’t change income-based Medi-Cal, which doesn’t have an asset limit.
